New York vs South Carolina: Take-Home Pay Compared
On a $100,000 salary you take home $73,877 in New York and $74,936 in South Carolina. That's $1,059 more per year ($88 a month) after moving to South Carolina.
| New York | South Carolina | Difference | |
|---|---|---|---|
| Federal income tax | $13,170 | $13,170 | $0 |
| Social Security + Medicare | $7,650 | $7,650 | $0 |
| State income tax | $4,860 | $4,244 | -$616 |
| State payroll & local tax | $443 | $0 | -$443 |
| Take-home pay / year | $73,877 | $74,936 | $1,059 |
| Take-home / month | $6,156 | $6,245 | $88 |
| Total tax rate | 26.1% | 25.1% | -1.1% |
To match your New York take-home pay, you would need about $98,400 in South Carolina.
New York vs South Carolina at every salary
Single filer, 2026 tax year, no pre-tax deductions. Difference is South Carolina minus New York.
| Salary | New York | South Carolina | Yearly difference | Monthly |
|---|---|---|---|---|
| $40,000 | $32,553 | $33,823 | $1,270 | $106 |
| $50,000 | $40,005 | $41,355 | $1,351 | $113 |
| $60,000 | $47,457 | $48,727 | $1,271 | $106 |
| $75,000 | $57,784 | $58,935 | $1,151 | $96 |
| $100,000 | $73,877 | $74,936 | $1,059 | $88 |
| $125,000 | $89,728 | $91,157 | $1,429 | $119 |
| $150,000 | $105,057 | $106,942 | $1,885 | $157 |
| $200,000 | $137,156 | $139,473 | $2,317 | $193 |
| $250,000 | $166,792 | $171,123 | $4,331 | $361 |
Why the difference?
Federal income tax, Social Security, and Medicare are identical in both states, so the gap comes entirely from state-level taxes. New York has income tax rates from 3.90% to 10.90%, while South Carolina has income tax rates from 1.99% to 5.21%. New York also withholds NY disability insurance (SDI) and NY Paid Family Leave.
Income tax is only part of the picture: states without an income tax often rely more on sales and property taxes, and housing costs vary far more than taxes do. Use this comparison for your paycheck, then weigh it against rent or mortgage costs in the cities you are considering.
Commuting across the line instead of moving? Read how taxes work when you live in one state and work in another. See the full breakdowns in the New York paycheck calculator and the South Carolina paycheck calculator.
Frequently asked questions
Is South Carolina cheaper than New York for taxes?
For wage earners, South Carolina takes less of your paycheck. On a $100,000 salary a single filer keeps $1,059 more per year in South Carolina than in New York ($88 per month). New York has income tax rates from 3.90% to 10.90%; South Carolina has income tax rates from 1.99% to 5.21%.
How much is $100,000 in New York worth in South Carolina?
To take home the same $73,877 you net on $100,000 in New York, you would need a salary of about $98,400 in South Carolina.
How much will I save moving from New York to South Carolina?
In income and payroll taxes, about $1,151 per year at $75,000, $1,059 at $100,000, and $1,885 at $150,000 (negative numbers mean you pay more in South Carolina). Sales, property, and housing costs are not included.