Compare Take-Home Pay Between States
Pick your salary and two states to see how much of your paycheck you would keep in each after federal, state, and local taxes plus state payroll programs, for the 2026 tax year.
| California | Texas | Difference | |
|---|---|---|---|
| Federal income tax | $13,170 | $13,170 | $0 |
| Social Security + Medicare | $7,650 | $7,650 | $0 |
| State income tax | $5,055 | $0 | -$5,055 |
| State payroll & local tax | $1,300 | $0 | -$1,300 |
| Take-home pay / year | $72,825 | $79,180 | $6,355 |
| Take-home / month | $6,069 | $6,598 | $530 |
| Total tax rate | 27.2% | 20.8% | -6.4% |
To match your California take-home pay, you would need about $91,000 in Texas.
Popular state comparisons
Yearly take-home difference on a $100,000 salary, single filer.
- California vs Texas+$6,355 / yr in Texas
- California vs Florida+$6,355 / yr in Florida
- California vs Nevada+$6,355 / yr in Nevada
- California vs Arizona+$4,249 / yr in Arizona
- California vs Washington+$4,968 / yr in Washington
- California vs Oregon-$1,493 / yr in Oregon
- California vs Idaho+$2,163 / yr in Idaho
- California vs Utah+$1,905 / yr in Utah
- California vs Colorado+$2,223 / yr in Colorado
- California vs Tennessee+$6,355 / yr in Tennessee
- California vs North Carolina+$2,874 / yr in North Carolina
- New York vs Florida+$5,303 / yr in Florida
- New York vs New Jersey+$512 / yr in New Jersey
- New York vs Texas+$5,303 / yr in Texas
- New York vs North Carolina+$1,822 / yr in North Carolina
- New York vs Pennsylvania+$2,163 / yr in Pennsylvania
- New York vs Connecticut-$172 / yr in Connecticut
- New York vs South Carolina+$1,059 / yr in South Carolina
- New Jersey vs Pennsylvania+$1,650 / yr in Pennsylvania
- New Jersey vs Florida+$4,790 / yr in Florida
- New Jersey vs North Carolina+$1,309 / yr in North Carolina
- Illinois vs Texas+$4,805 / yr in Texas
- Illinois vs Florida+$4,805 / yr in Florida
- Illinois vs Indiana+$1,885 / yr in Indiana
- Illinois vs Wisconsin+$378 / yr in Wisconsin
- Illinois vs Tennessee+$4,805 / yr in Tennessee
- Massachusetts vs New Hampshire+$5,140 / yr in New Hampshire
- Massachusetts vs Florida+$5,140 / yr in Florida
- Massachusetts vs North Carolina+$1,659 / yr in North Carolina
- Washington vs Oregon-$6,461 / yr in Oregon
- Washington vs Texas+$1,387 / yr in Texas
- Washington vs Idaho-$2,805 / yr in Idaho
- Texas vs Florida+$0 / yr in Florida
- Colorado vs Texas+$4,132 / yr in Texas
- Colorado vs Arizona+$2,025 / yr in Arizona
- Maryland vs Virginia+$2,441 / yr in Virginia
- Maryland vs District of Columbia+$1,845 / yr in District of Columbia
- Virginia vs District of Columbia-$596 / yr in District of Columbia
- Virginia vs North Carolina+$1,455 / yr in North Carolina
- North Carolina vs South Carolina-$763 / yr in South Carolina
- Georgia vs Florida+$4,242 / yr in Florida
- Georgia vs Tennessee+$4,242 / yr in Tennessee
- Ohio vs Pennsylvania-$827 / yr in Pennsylvania
- Michigan vs Ohio+$1,686 / yr in Ohio
- Minnesota vs Wisconsin+$1,289 / yr in Wisconsin
- Pennsylvania vs Florida+$3,140 / yr in Florida
- Connecticut vs Florida+$5,475 / yr in Florida
- Oregon vs Idaho+$3,656 / yr in Idaho
Frequently asked questions
How much more will I take home if I move to a state with no income tax?
It depends on your salary and the state you leave. On a $100,000 salary, a single filer moving from California to Texas keeps about $6,355 more per year; moving from New York to Florida saves about $5,303.
Does this include cost of living?
No. The comparison covers taxes and mandatory payroll deductions only. Housing, insurance, sales tax, and property tax can outweigh income-tax savings, so compare those separately before moving.
Which state’s taxes apply if I move mid-year?
You usually file part-year resident returns in both states, paying each state tax on the income earned while you lived there. Your employer should switch your state withholding on the date you move.
What if I live in one state and work in another?
Generally your work state taxes wages earned there and your home state gives a credit for that tax, so you pay roughly the higher of the two rates. Some neighbors (for example Pennsylvania and New Jersey, or Virginia, Maryland and D.C.) have reciprocity agreements so you only pay your home state.
More reading: states with no income tax and living in one state while working in another.