New York vs Connecticut: Take-Home Pay Compared
On a $100,000 salary you take home $73,877 in New York and $73,705 in Connecticut. That's $172 less per year ($14 a month) after moving to Connecticut.
| New York | Connecticut | Difference | |
|---|---|---|---|
| Federal income tax | $13,170 | $13,170 | $0 |
| Social Security + Medicare | $7,650 | $7,650 | $0 |
| State income tax | $4,860 | $4,975 | $115 |
| State payroll & local tax | $443 | $500 | $57 |
| Take-home pay / year | $73,877 | $73,705 | -$172 |
| Take-home / month | $6,156 | $6,142 | -$14 |
| Total tax rate | 26.1% | 26.3% | 0.2% |
To match your New York take-home pay, you would need about $100,300 in Connecticut.
New York vs Connecticut at every salary
Single filer, 2026 tax year, no pre-tax deductions. Difference is Connecticut minus New York.
| Salary | New York | Connecticut | Yearly difference | Monthly |
|---|---|---|---|---|
| $40,000 | $32,553 | $32,795 | $242 | $20 |
| $50,000 | $40,005 | $40,105 | $100 | $8 |
| $60,000 | $47,457 | $47,515 | $58 | $5 |
| $75,000 | $57,784 | $57,743 | -$42 | -$3 |
| $100,000 | $73,877 | $73,705 | -$172 | -$14 |
| $125,000 | $89,728 | $89,479 | -$250 | -$21 |
| $150,000 | $105,057 | $104,816 | -$241 | -$20 |
| $200,000 | $137,156 | $136,755 | -$401 | -$33 |
| $250,000 | $166,792 | $166,860 | $67 | $6 |
Why the difference?
Federal income tax, Social Security, and Medicare are identical in both states, so the gap comes entirely from state-level taxes. New York has income tax rates from 3.90% to 10.90%, while Connecticut has income tax rates from 2.00% to 6.99%. New York also withholds NY disability insurance (SDI) and NY Paid Family Leave. Connecticut also withholds CT Paid Leave.
Income tax is only part of the picture: states without an income tax often rely more on sales and property taxes, and housing costs vary far more than taxes do. Use this comparison for your paycheck, then weigh it against rent or mortgage costs in the cities you are considering.
Commuting across the line instead of moving? Read how taxes work when you live in one state and work in another. See the full breakdowns in the New York paycheck calculator and the Connecticut paycheck calculator.
Frequently asked questions
Is Connecticut cheaper than New York for taxes?
For wage earners, New York takes less of your paycheck. On a $100,000 salary a single filer keeps $172 more per year in New York than in Connecticut ($14 per month). New York has income tax rates from 3.90% to 10.90%; Connecticut has income tax rates from 2.00% to 6.99%.
How much is $100,000 in New York worth in Connecticut?
To take home the same $73,877 you net on $100,000 in New York, you would need a salary of about $100,300 in Connecticut.
How much will I save moving from New York to Connecticut?
In income and payroll taxes, about -$42 per year at $75,000, -$172 at $100,000, and -$241 at $150,000 (negative numbers mean you pay more in Connecticut). Sales, property, and housing costs are not included.