The seven federal rates don’t change for 2027, but every bracket and the standard deduction rise with inflation. The standard deduction is projected to reach $16,600 for single filers and $33,200 for married couples.
| Rate | 2027 taxable income | 2026 taxable income |
|---|---|---|
| 10% | $0 to $12,800 | $0 to $12,400 |
| 12% | $12,800 to $52,025 | $12,400 to $50,400 |
| 22% | $52,025 to $109,125 | $50,400 to $105,700 |
| 24% | $109,125 to $208,325 | $105,700 to $201,775 |
| 32% | $208,325 to $264,550 | $201,775 to $256,225 |
| 35% | $264,550 to $661,375 | $256,225 to $640,600 |
| 37% | Over $661,375 | Over $640,600 |
| Rate | 2027 taxable income | 2026 taxable income |
|---|---|---|
| 10% | $0 to $25,600 | $0 to $24,800 |
| 12% | $25,600 to $104,050 | $24,800 to $100,800 |
| 22% | $104,050 to $218,250 | $100,800 to $211,400 |
| 24% | $218,250 to $416,650 | $211,400 to $403,550 |
| 32% | $416,650 to $529,100 | $403,550 to $512,450 |
| 35% | $529,100 to $793,650 | $512,450 to $768,700 |
| 37% | Over $793,650 | Over $768,700 |
| Rate | 2027 taxable income | 2026 taxable income |
|---|---|---|
| 10% | $0 to $18,250 | $0 to $17,700 |
| 12% | $18,250 to $69,650 | $17,700 to $67,450 |
| 22% | $69,650 to $109,100 | $67,450 to $105,700 |
| 24% | $109,100 to $208,300 | $105,700 to $201,750 |
| 32% | $208,300 to $264,550 | $201,750 to $256,200 |
| 35% | $264,550 to $661,350 | $256,200 to $640,600 |
| 37% | Over $661,350 | Over $640,600 |
| 2027 | 2026 | Change | |
|---|---|---|---|
| Standard deduction, single | $16,600 | $16,100 | +$500 |
| Standard deduction, married filing jointly | $33,200 | $32,200 | +$1,000 |
| Standard deduction, head of household | $24,900 | $24,150 | +$750 |
| Child tax credit, per child | $2,300 | $2,200 | +$100 |
Federal income tax on the same salary, 2027 projected vs. 2026, using the standard deduction. A positive number is how much less you’d pay in 2027.
| Salary | Single: tax saved | Married jointly: tax saved |
|---|---|---|
| $40,000 | $68 | $100 |
| $60,000 | $68 | $136 |
| $75,000 | $281 | $136 |
| $100,000 | $281 | $136 |
| $150,000 | $359 | $561 |
| $250,000 | $923 | $689 |
These are small amounts because the brackets only keep pace with inflation. If your employer gives you a raise that matches inflation, your federal tax as a share of your pay stays about the same. See your full 2026 take-home pay with the paycheck calculator, or check the 2026 tax brackets.
The rates stay at 10%, 12%, 22%, 24%, 32%, 35% and 37%. Only the income ranges move up with inflation. For single filers the 12% bracket is projected to start at $12,800 and the 37% bracket above $661,375.
Projected at $16,600 for single filers, $33,200 for married couples filing jointly and $24,900 for heads of household, up from $16,100, $32,200 and $24,150 in 2026.
The IRS usually publishes next year’s inflation adjustments in October or November. The 2026 numbers came out on October 9, 2025. Until then, the figures here are Thomson Reuters Checkpoint projection (September 11, 2026), based on the inflation data the IRS formula uses.
If your pay stays the same, yes, a little. Because the brackets and standard deduction rise with inflation, a single person earning $75,000 would pay about $281 less in federal income tax in 2027. If you get a raise that matches inflation, your tax will stay roughly the same share of your pay.
No. Your 2026 return, filed in early 2027, uses the 2026 brackets. The 2027 brackets apply to income you earn from January 1, 2027, and to the paycheck withholding that starts then.