Georgia vs Tennessee: Take-Home Pay Compared
On a $100,000 salary you take home $74,939 in Georgia and $79,180 in Tennessee. That's $4,242 more per year ($353 a month) after moving to Tennessee.
| Georgia | Tennessee | Difference | |
|---|---|---|---|
| Federal income tax | $13,170 | $13,170 | $0 |
| Social Security + Medicare | $7,650 | $7,650 | $0 |
| State income tax | $4,242 | $0 | -$4,242 |
| State payroll & local tax | $0 | $0 | $0 |
| Take-home pay / year | $74,939 | $79,180 | $4,242 |
| Take-home / month | $6,245 | $6,598 | $353 |
| Total tax rate | 25.1% | 20.8% | -4.2% |
To match your Georgia take-home pay, you would need about $94,000 in Tennessee.
Georgia vs Tennessee at every salary
Single filer, 2026 tax year, no pre-tax deductions. Difference is Tennessee minus Georgia.
| Salary | Georgia | Tennessee | Yearly difference | Monthly |
|---|---|---|---|---|
| $40,000 | $33,073 | $34,320 | $1,248 | $104 |
| $50,000 | $40,609 | $42,355 | $1,747 | $146 |
| $60,000 | $48,145 | $50,390 | $2,246 | $187 |
| $75,000 | $58,599 | $61,593 | $2,994 | $250 |
| $100,000 | $74,939 | $79,180 | $4,242 | $353 |
| $125,000 | $91,215 | $96,704 | $5,489 | $457 |
| $150,000 | $107,055 | $113,791 | $6,737 | $561 |
| $200,000 | $139,696 | $148,927 | $9,232 | $769 |
| $250,000 | $171,456 | $183,182 | $11,727 | $977 |
Why the difference?
Federal income tax, Social Security, and Medicare are identical in both states, so the gap comes entirely from state-level taxes. Georgia has a flat 4.99% income tax, while Tennessee has no income tax on wages.
Income tax is only part of the picture: states without an income tax often rely more on sales and property taxes, and housing costs vary far more than taxes do. Use this comparison for your paycheck, then weigh it against rent or mortgage costs in the cities you are considering.
Commuting across the line instead of moving? Read how taxes work when you live in one state and work in another. See the full breakdowns in the Georgia paycheck calculator and the Tennessee paycheck calculator.
Frequently asked questions
Is Tennessee cheaper than Georgia for taxes?
For wage earners, Tennessee takes less of your paycheck. On a $100,000 salary a single filer keeps $4,242 more per year in Tennessee than in Georgia ($353 per month). Georgia has a flat 4.99% income tax; Tennessee has no income tax on wages.
How much is $100,000 in Georgia worth in Tennessee?
To take home the same $74,939 you net on $100,000 in Georgia, you would need a salary of about $94,000 in Tennessee.
How much will I save moving from Georgia to Tennessee?
In income and payroll taxes, about $2,994 per year at $75,000, $4,242 at $100,000, and $6,737 at $150,000 (negative numbers mean you pay more in Tennessee). Sales, property, and housing costs are not included.